For startups

Simple cash flow for startups

Take payments, reconcile them and pay yourself, without wiring four services together and hoping the totals agree.

Trusted by fast-growing companies around the world

  • Northwind
  • Meridian
  • Kestrel
  • Lumen
  • Atlas
  • Verdant

Ship with confidence on one platform

The pieces that usually take a quarter to wire together, already wired together.

  • Payment links in a line

    Generate a hosted checkout from an API call, or from the dashboard when you have not built one yet.

  • Reconciliation that matches

    Every payout maps back to the charges inside it, so the number in your bank matches the number in your books.

  • Spend controls

    Per-card limits, category rules and a running total that updates as the month goes rather than after it.

  • Scheduled everything

    Retries, dunning and payout timing on a schedule you set, with the next run shown before it happens.

Checkout, enterprise grade

The same checkout whether you take ten payments a day or ten thousand.

  • Fraud scoring

    Risk assessed per charge, with the reasons attached rather than a bare score.

  • Automated retries

    Failed charges retried on a schedule tuned to why they failed.

  • Predictive targeting

    Identify high-value customers from behaviour you already record.

  • Smart personalisation

    Checkout adapts to returning customers without a separate flow to maintain.

  • Real-time insight

    Charges, refunds and disputes on one timeline as they land.

  • Cross-channel

    The same balance whether the sale came from web, app or an invoice.

Built out of smaller, sturdier blocks

Everything you need to launch and scale, designed for speed, reliability and a developer experience that does not fight you.

  • Consistent uptime

    Backed by an SLA and a status page that shows the incident, not just the colour.

  • Keyboard shortcuts

    Every destination reachable without the mouse, with the shortcuts discoverable.

  • Currency conversion

    Settle in one currency, charge in thirty, with the rate recorded per charge.

  • Audited access

    Role-based access, audit trails and fine-grained controls that log who saw what.

  • Resource insight

    Memory, queue depth and error rate at a glance, alerted on before they bite.

  • Fast by default

    Edge-cached reads and hardware-accelerated rendering on the dashboard.

Testimonials

You are in good company

  • We moved off a homegrown billing service in a fortnight. The reconciliation alone paid for the migration.
    Adam WathanCEO, Kestrel Labs
  • We needed something that could handle a complex compliance surface without a dedicated team. It delivered exactly that.
    Ghalie LukoseFinance lead, Meridian
  • Implementing this helped us create a more engaging checkout. Conversion moved four points in the first month.
    ShadcnDesign engineer, Lumen
  • The documentation is excellent and the defaults are sensible, which is a rarer combination than it should be.
    Priya NairStaff engineer, Atlas

Frequently asked questions

Answers to what teams ask before they switch.

General

How long does onboarding take?

Most teams are taking live charges within a week. The long pole is your own compliance review, not the integration.

What payment methods do you accept?

Cards, direct debit, and the common regional wallets. New methods are enabled per account rather than per integration, so adding one is a settings change.

Can I change or cancel my plan?

Any time, from the dashboard. Changes take effect at the start of the next billing period and we prorate the difference.

Payouts

Do you pay out internationally?

To most countries, in local currency. The fee and the expected arrival date are shown before you confirm.

What is your refund policy?

Refunds are issued back to the original method and reverse the associated fees, provided they are within ninety days of the charge.

How quickly do payouts arrive?

Two working days on the standard schedule, same day on the accelerated one. Both are shown per payout rather than as an average.

Cannot find what you are looking for? Contact support.

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Join a community of over a thousand companies and developers already building on Ledgerline.

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